Being new to Canada, you have surely found yourself travelling in and around Toronto, on work or leisure or both. Here are some tips that can save you money on your daily commute.
1. Toronto Transit Fare Saver Options

The Toronto Transit Commission (TTC) has many Fare Saver options for travel within Toronto. To start, get an understanding of the number of times you plan to use the buses, streetcars and subways each week, and this will help you plan which Fare Saver is right for you.

  • If you use TTC services often, a TTC Monthly Pass offers unlimited travel, while a TTC Metropass Discount Plan can get you big discounts for the entire year.
  • If you only travel during certain times, a TTC Weekly Pass will give you unlimited travel on all regular TTC services from Monday to Sunday.
  • If you only travel on certain days, a TTC Day Pass may be the best option for you. Even single trip tickets get a free transfer as you change from one route or mode of transport to another on your trip.
  • Children, students and seniors get discounted rates.

Did you know that there are 9 transit agencies in the Greater Toronto and Hamilton Area for you to choose from? You can learn about them at The PRESTO card can be used on multiple transit systems and makes it easy to pay fares from one card. It saves you money too. Whether it’s a single trip or monthly travel, you pay less with PRESTO

3. Carpooling saves costs

Carpooling is a popular and money saving way to commute across the GTA. Speak to your friends and colleagues, or try carpooling websites like and to find a pooling partner.

4. Save time and money on Toll Roads

Using the 407 electronic toll roadway saves time in rush hour, but the miles add up with the kilometer-based toll charges. Leasing a 407ETR transponder is worth the investment here, as it voids the video toll charge. The transponder lease will cost you less than the video toll charges you would incur if you make 4 round trips per year on 407 ETR.

5. Save with the Transit Tax Credit

Using public transit? Make sure you claim the cost of monthly or annual passes (for travel within Canada on buses, streetcars, subways, commuter trains, or ferries), to reduce the taxes you owe. You may also be able to claim the cost of shorter duration passes and electronic payment cards in certain circumstances. Check out this Canada Revenue Agency (CRA) web page for more information on Public Transit Tax Credit and also talk to your tax advisor or accountant.

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